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女王大学的“补充医保计划”
[ 编辑:admin | 时间:2014-09-20 04:59:55 | 浏览:1034次 | 来源:isbbs | 作者:加拿大小蝌蚪 ]

1.眼镜:最多$150(每两年 $75)
2.眼睛激光手术:最多$350(每年$150)
3.每两年验光等眼部检查$50
4.牙医:最多每年$1000
5.处方药:个人付20%,保险付80%,每年最多$2000
6.物理治疗:每次$30,每年$400
详细解释如下:

Vision Coverage

Vision Network

A Better Way to Buy Eyewear

ClearlyContacts.ca is Canada’s largest online retailer of contact lenses and eyeglasses. As a Health Plan member, you can say goodbye to headaches and eye strain by receiving an additional 10% off selling prices—just visit www.clearlycontacts.ca and enter coupon code STUDENTCARE2 at checkout.

Up to $150 for Prescription Eyeglasses

When visiting an optometrist or an optician who is part of the Vision Network, you save at least 30% on prescription eyeglasses. By combining these savings with your Plan’s insured coverage of $75 for eyeglasses, you can save up to $150. Vision Network members also offer savings on the cost of eye exams and contact lenses.

Up to $350 in savings for Laser Eye Surgery

Vision Coverage (up to $275)

Your Plan covers the cost of eye exams, new or replacement eyeglasses or contact lenses, and laser eye surgery. You can also get additional coverage through the Studentcare Vision Network.

$50      per 2 policy years for eye exams

$75      per 24 months for new or replacement eyeglasses or contact lenses

$150    per policy year for laser eye surgery

LASIK MD offers a discount of $50 per eye on Standard LASIK and $100 per eye on Advanced Custom Wavefront. This is in addition to the $150 covered by your Plan for laser eye surgery. Student financing plan now available. For more information, visit www.lasikmd.com/ihaveaplan.
Dental Coverage

Dental Network

90% to 100% in Dental Coverage

Your Plan covers 70% to 80% of your dental costs and by visiting a Network dentist, you will receive an additional 20% to 30% off regular dental services, enabling you to get up to 100% coverage. Some Network dentists also offer the pay-direct service.

Dental Coverage (up to $1,000)

You have access to preventive care with a plan that offers $1,000 coverage for dental visits per policy year. Your Plan covers 70% to 80% of your dental costs. You can also get additional savings through the Studentcare Dental Network.
Health-Care Coverage

Health-Care Network

By combining your Plan’s insured coverage of $30 per visit for health practitioners with the savings offered by Health-Care Network members, you will pay no more than:

Physiotherapy Network

$15 for the initial assessment and $5 for subsequent visits

Chiropractic Network

$10 for the initial assessment and $0 for subsequent visits

Health-Care Coverage (more than $10,000)

With this collective approach to health care, health benefits  and services are more accessible and more affordable, so that you can get the treatment you need.

Prescription drugs & vaccinations: 80%, up to $2,000 per policy year. The dispensing fee is limited to $5 per prescription or refill.

Health practitioners (psychologists, physiotherapists, chiropractors, athletic therapists etc.):

• $30 per visit, up to $400 per category of practitioner per policy year, except for athletic therapists, which are covered at $30 per visit up to $200 per policy year.

• Visits to registered dieticians and massage therapists require a referral by an MD

• Health benefits (accident only): Medical equipment, dental accident, ambulance,home nurse, hospitalization

• Other health benefits: Diagnostic services, tutorial benefit, and more...

Your Health Plan covers up to $10,000 in health-care coverage per policy year. For a list of health practitioners covered by the Plan, and a complete list of benefits and details, visit

www.ihaveaplan.ca.
Travel Coverage

Travel Coverage (up to $5,000,000)

You are covered for up to 120 days per trip and up to a maximum of $5,000,000 per incident. Travel health coverage includes hospital, physician, and other services for emergency treatment of an injury or illness while travelling outside of the province in which you reside (including international travel). Please note that travel health coverage does not apply to international students travelling to their home country.

Trip cancellation: up to $1,500 per trip for pre-paid, non-refundable trip expenses in case of a medical emergency.

Trip interruption: up to $5,000 in case of a medical emergency for each trip you take during the policy year.

Exchange/internship students: students who are leaving on a recognized academic exchange or who are participating in an internship as part of their studies can benefit from travel health coverage for the duration of the exchange or internship, as well as for the first 120 days of their trip and for 120 days after the end of their exchange or internship as long as they remain covered for the applicable policy years. You must notify studentcare.net/works before leaving on an exchange.

Anywhere in the world: in addition to travel health coverage, your health and dental benefits can be used anywhere in the world.

Before leaving: if you’re planning to travel, download a Travel Information Brochure at www.ihaveaplan.ca for complete details on benefits, coverage, and telephone numbers for emergency assistance.

Similar travel plans can cost over $500. Visit www.ihaveaplan.ca/travel to compare.


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